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What is a credit card rewards program?

A rewards program lets you earn points or cashback on everyday purchases, which you can redeem for travel, statement credits, and more.

How can I avoid paying interest on a credit card?

By paying your statement balance in full every month before the due date, you can enjoy a 0% interest period.

Can I build my credit score with a credit card?

Yes—responsible use, on-time payments, and low utilization all help raise your score over time.

Need More Guidance?

Want expert tips on improving your credit or choosing the best card? Explore our in-depth articles on fees, approval strategies, and more.

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