The United Club℠ Infinite Card offers exceptional benefits for frequent travelers, including United Club membership, free checked bags, and accelerated miles earning on United purchases, dining, and travel. Learn more about the advantages, disadvantages, and how to apply for this premium travel credit card.
Advantages of the card United Club℠ Infinite Card
The United Club℠ Infinite Card provides numerous advantages for travelers seeking luxury and convenience. With United Club membership valued at up to $650 per year, cardholders gain access to exclusive airport lounges worldwide, offering complimentary beverages, snacks, and premium amenities. Additionally, the card offers 4x miles on United purchases, 2x miles on dining and all other travel, and 1x mile on all other purchases, allowing cardholders to earn rewards faster for their spending. Free checked bags for the primary cardmember and a companion, along with Premier Access® travel services, further enhance the travel experience.
Disadvantages of the card United Club℠ Infinite Card
Despite its compelling benefits, the United Club℠ Infinite Card comes with a few drawbacks to consider. The $525 annual fee may be prohibitive for some cardholders, especially those who may not fully utilize the United Club membership or travel frequently with United Airlines. Additionally, the high variable APR ranging from 21.99% to 28.99% may not be suitable for those who carry a balance month-to-month. Furthermore, while the card offers accelerated miles earning, the rewards structure may not be optimal for individuals who spend heavily in categories outside of United purchases, dining, and travel.
Extra features offered by United Club℠ Infinite Card
In addition to its primary benefits, the United Club℠ Infinite Card offers several extra features to enhance the cardholder experience. These include up to $100 as a statement credit for Global Entry, TSA PreCheck® or NEXUS every 4 years, Premier qualifying points earning, and 25% back as a statement credit on purchases of food, beverages, and Wi-Fi on United-operated flights. Moreover, cardholders enjoy contactless payment capabilities, partner benefits, and the option to refer friends for bonus miles.
Learn how to apply for your credit card United Club℠ Infinite Card
Applying for the United Club℠ Infinite Card is a straightforward process. Interested individuals can visit the issuer’s website and navigate to the United Club℠ Infinite Card page. From there, they can complete the online application form, providing necessary personal and financial information. Ensure that you meet the eligibility criteria, including credit score requirements and income verification, before applying.
Discover the main ways to apply for the card United Club℠ Infinite Card
Prospective applicants can apply for the United Club℠ Infinite Card through various channels. They can visit the issuer’s website and complete the online application form, ensuring that all required fields are filled accurately. Alternatively, applicants can apply in person at a local branch or by contacting customer support for assistance. Additionally, applications may be available through participating financial institutions or during United Airlines flights.
Prerequisites for request
Before applying for the United Club℠ Infinite Card, ensure that you meet the necessary prerequisites. These typically include having a good to excellent credit score within the recommended range, as well as meeting income requirements specified by the issuer. Additionally, be prepared to provide personal identification and financial documents during the application process.
From the site
Visit the issuer’s website and navigate to the United Club℠ Infinite Card page. Complete the online application form with accurate personal and financial information, and submit it for review. Ensure that all required fields are filled out correctly to expedite the process.
From the site App
Download the issuer’s mobile app from the App Store or Google Play Store. Locate the United Club℠ Infinite Card application within the app and follow the prompts to complete the form. Verify that all information provided is accurate before submitting your application electronically.
By agency
Contact customer support or visit a participating financial institution offering the United Club℠ Infinite Card. Speak with a representative who can guide you through the application process and address any questions or concerns you may have. Be prepared to provide identification and financial documents for verification purposes.
The United Club℠ Infinite Card offers a premium travel experience with its exclusive benefits, including United Club membership, accelerated miles earning, and travel perks. While the card comes with a substantial annual fee and variable APR, its benefits may outweigh the costs for frequent United Airlines travelers seeking luxury and convenience. Prospective cardholders should carefully consider their travel habits and spending patterns to determine if the United Club℠ Infinite Card aligns with their needs and preferences.
