The Upgrade Visa® Card offers cash back rewards on all purchases, no annual fee, and credit lines ranging from $500 to $25,000. With the option to earn a $200 bonus and access to Upgrade Shopping powered by Dosh®, this card provides a valuable financial tool for users.

Advantages of the card Upgrade Visa® Card

The Upgrade Visa® Card offers numerous advantages for cardholders, including:

1.5% cash back rewards on all purchases, providing users with ongoing savings. No annual fee, making it a cost-effective option for everyday use. Flexible credit lines ranging from $500 to $25,000, catering to various financial needs. Access to a $200 bonus when opening a Rewards Checking Plus account and making 3 debit card transactions, adding extra value for users. Option to earn up to 10% cash back with Upgrade Shopping powered by Dosh®, enhancing the rewards potential. Convenient chip-enabled contactless payment technology for fast and secure transactions. Ability to manage the account easily through the Upgrade app, ensuring seamless access and control.

Disadvantages of the card Upgrade Visa® Card

While the Upgrade Visa® Card offers numerous benefits, it’s essential to consider potential drawbacks, including:

Possible fees for certain transactions, such as balance transfers and foreign transactions, which may increase the overall cost for users. Prerequisites for earning the $200 bonus, such as opening a Rewards Checking Plus account and making specific debit card transactions, which may require additional steps for eligibility.

Extra features offered by Upgrade Visa® Card

In addition to its primary benefits, the Upgrade Visa® Card provides extra features to enhance the user experience, such as:

Access to Upgrade Shopping powered by Dosh®, allowing users to earn cash back on qualifying purchases from participating merchants. Option to utilize Pay Now or Pay Later feature, providing flexibility in managing transactions and payments. [Compatibility with Apple Pay® and Google Pay™ for convenient mobile payments.

Learn how to apply for your credit card Upgrade Visa® Card

Applying for the Upgrade Visa® Card is straightforward and can be done through various channels, including:

From the site

Users can visit the Upgrade website and follow the online application process to apply for the card.

From the site App

Alternatively, users can download the Upgrade app and complete the application process conveniently from their mobile devices.

By agency

For personalized assistance, users can visit a local agency or contact Upgrade customer support for guidance on the application process.

The Upgrade Visa® Card offers a compelling combination of cash back rewards, flexibility, and convenience, making it an excellent choice for individuals seeking a versatile credit solution. With its competitive benefits and user-friendly features, this card stands out as a valuable financial tool for everyday use.