The CIBC Dividend® Visa Infinite* Card offers exceptional cash back rewards, including a generous welcome offer, competitive cash back rates, and exclusive perks such as insurance coverage and discounts on gas and car rentals. However, potential applicants should consider the card’s annual fee and eligibility requirements before applying.
Advantages of the card CIBC Dividend® Visa Infinite* Card
The CIBC Dividend® Visa Infinite* Card provides numerous advantages for cardholders. With a first-year annual fee rebate for the primary cardholder and authorized users, along with a lucrative welcome offer of 10% cash back for the first 4 statements on eligible purchases, the card offers immediate value. Cardholders can earn up to 4% cash back on eligible gas, electric vehicle charging, and groceries, as well as 2% cash back on transportation, dining, and recurring payments, and 1% cash back on all other purchases. The card also boasts no limit on the total cash back you can earn and has been recognized as the Best Cash Back Credit Card by various organizations, including Milesopedia and Prince of Travel. Additionally, cardholders can access valuable insurance coverage, save on gas with Journie Rewards, and enjoy exclusive Visa Infinite* program benefits.
Disadvantages of the card CIBC Dividend® Visa Infinite* Card
Despite its attractive rewards and benefits, the CIBC Dividend® Visa Infinite* Card has certain drawbacks to consider. The card carries an annual fee of $120, which is rebated for the first year but may impact its long-term value for some users. Additionally, the card requires a minimum annual income of $60,000 for individuals or $100,000 for households, which may limit eligibility for some applicants. Potential cardholders should also be aware of the purchase and cash interest rates associated with the card, as well as any fees for additional services.
Extra features offered by CIBC Dividend® Visa Infinite* Card
In addition to cash back rewards, the CIBC Dividend® Visa Infinite* Card provides a range of extra features for cardholders. These include access to valuable insurance coverage such as Mobile Device Insurance and Out-of-Province Emergency Travel Medical Insurance, as well as savings on gas with Journie Rewards. Cardholders can also enjoy exclusive offers through the Visa Infinite* program, including hotel benefits, unique dining events, and 24-hour complimentary concierge services. Furthermore, the card offers discounts on car rentals at participating Avis® and Budget® locations worldwide.
Learn how to apply for your credit card CIBC Dividend® Visa Infinite* Card
Applying for the CIBC Dividend® Visa Infinite* Card is simple and can be done online through the CIBC website. Interested individuals can visit the website to review the card’s features and eligibility requirements, then proceed with the application process. Alternatively, applicants can contact CIBC directly or visit a nearby branch for assistance with their application.
Discover the main ways to apply for the card CIBC Dividend® Visa Infinite* Card
There are several methods available for applying for the CIBC Dividend® Visa Infinite* Card. The primary option is to apply online through the CIBC website, where applicants can fill out an application form and submit it electronically. Additionally, individuals can apply by phone by contacting CIBC’s customer service department or by visiting a CIBC banking center in person to complete their application with the assistance of a representative.
Prerequisites for request
Before applying for the CIBC Dividend® Visa Infinite* Card, individuals should ensure they meet certain prerequisites. This includes having a minimum annual income of $60,000 for individuals or $100,000 for households, as well as meeting the credit score requirements set by CIBC. Additionally, applicants should review the card’s terms and conditions to understand its features, fees, and limitations before submitting their application.
From the site
Individuals can apply for the CIBC Dividend® Visa Infinite* Card online through the CIBC website.
From the site App
The card can also be applied for through the CIBC mobile app, offering convenience for users who prefer mobile banking.
By agency
Applicants can visit a nearby CIBC banking center to apply for the CIBC Dividend® Visa Infinite* Card in person, receiving assistance from knowledgeable staff members throughout the process.
The CIBC Dividend® Visa Infinite* Card offers attractive cash back rewards, exclusive benefits, and valuable insurance coverage for cardholders. While the card has an annual fee and income eligibility requirements, its competitive rewards and features make it a top choice for individuals seeking to maximize their cash back earnings.
