The Cash Rewards Visa® Credit Card from Regions Bank offers an excellent way to earn unlimited cash back on everyday purchases. Cardholders can enjoy 1.5% cash back on all purchases, making it a simple yet effective rewards program. Additionally, new cardholders can earn a $200 bonus cash reward by spending $1,000 in the first 90 days, or a $100 bonus by spending $500 in the same period. The card also features a 0% introductory APR for the first 12 months on purchases and balance transfers, followed by a variable APR between 19.24% and 29.24%, depending on your creditworthiness. With no annual fee and no foreign transaction fees, the Cash Rewards Visa® Credit Card is designed for both domestic and international use. Security features like Visa Zero Liability Policy and Regions LockIt® provide peace of mind, while Regions Term ItSM offers flexible payment options.

Advantages of the card Cash Rewards Visa® Credit Card

The Cash Rewards Visa® Credit Card from Regions offers numerous advantages. Cardholders earn 1.5% cash back on all purchases without any caps or restrictions. The card includes a generous sign-up bonus, allowing you to earn $200 when you spend $1,000 within the first 90 days, or $100 when you spend $500 in the same period. There is no annual fee, which means all the rewards you earn go straight to you. Additionally, the card has a 0% introductory APR for the first 12 months on purchases and balance transfers, making it an excellent option for managing existing debt or financing new purchases.

Disadvantages of the card Cash Rewards Visa® Credit Card

While the Cash Rewards Visa® Credit Card offers many benefits, there are some potential drawbacks. After the introductory period, the variable APR ranges from 19.24% to 29.24%, which can be relatively high depending on your creditworthiness. The card also has fees for balance transfers and cash advances, each at $10 or 4% of the transaction amount, whichever is greater. Late payment fees can go up to $39, which is something to be mindful of if you tend to miss payment deadlines. Lastly, the card does not offer higher rewards rates or category-specific bonuses, which some other rewards cards provide.

Extra features offered by Cash Rewards Visa® Credit Card

The Cash Rewards Visa® Credit Card comes with several extra features designed to enhance your cardholder experience. Security features include Visa’s Zero Liability Policy, which protects you against unauthorized transactions. Regions LockIt® allows you to control how, when, and where your card is used, adding an extra layer of security. Cardholders also receive alerts to verify card activity, helping to quickly identify and respond to any suspicious transactions. Additionally, the card provides Visa benefits such as extended warranties on eligible purchases and travel insurance. Regions Term ItSM offers the flexibility to pay off individual purchases over a set period with fixed monthly payments, making budgeting easier.

Learn how to apply for your credit card Cash Rewards Visa® Credit Card

Applying for the Cash Rewards Visa® Credit Card from Regions is simple and straightforward. You can start your application online by visiting the Regions Bank website. The online application process is secure and guides you through each step. After submitting your application, you will receive a confirmation and can track the status of your application online.

Discover the main ways to apply for the card Cash Rewards Visa® Credit Card

There are several ways to apply for the Cash Rewards Visa® Credit Card. The most convenient method is to apply online through the Regions Bank website. Additionally, you can apply through the Regions Bank mobile app, which provides a secure and user-friendly interface for your application. For those who prefer in-person assistance, you can visit a Regions Bank branch where staff members can help you with your application and answer any questions you may have.

Prerequisites for request

To apply for the Cash Rewards Visa® Credit Card, you need to meet certain prerequisites. Applicants must be U.S. residents and at least 18 years old. A valid Social Security number or Tax Identification Number is required. Additionally, having a good to excellent credit score increases your chances of approval. If you plan to enroll in Online Banking, you will need to have an eligible Regions account and a compatible device for mobile banking features.

From the site

You can apply for the Cash Rewards Visa® Credit Card directly from the Regions Bank website. The online application process is secure and easy to follow, guiding you through each step to ensure your information is correctly submitted.

From the site App

The Regions Bank mobile app offers another convenient way to apply for the Cash Rewards Visa® Credit Card. The app is designed to be user-friendly, allowing you to complete and submit your application from your mobile device with ease.

By agency

For those who prefer a more personal touch, you can visit any Regions Bank branch to apply for the Cash Rewards Visa® Credit Card. Bank representatives are available to assist you with the application process and provide any additional information you may need.

The Cash Rewards Visa® Credit Card from Regions is a versatile and rewarding option for those seeking a straightforward cash back program. With unlimited 1.5% cash back on all purchases, a generous sign-up bonus, and no annual fee, this card offers significant value. Additional benefits like Visa’s Zero Liability Policy, Regions LockIt®, and flexible payment options through Regions Term ItSM enhance the card’s appeal. While the post-introductory APR can be high, and there are fees for balance transfers and cash advances, the overall benefits and security features make this card a strong contender for anyone looking to maximize their cash back rewards.