Alaska Airlines Visa® credit card basically provides several special privileges that can make Alaska airline credit card a preferred choice for the card users especially those who travel often. Thanks to the crazy bonus miles, the relatively low yearly fee, and special traveller’s benefits, this card is intended for improving your Alaska Airlines’ experience.
The aim of this article will be to describe the major characteristics of the Alaska Airlines Visa® credit card and its advantages. Beginning with the annual fee and moving on to the pros and cons, they are all here so you can decide whether this is the right card for you.
Key information about the credit card
How does the annual fee work?
The promotions and bonuses of the Alaska Airlines Visa credit card include having an annual fee of $95. This fee is however slightly lower than most of the other travel credit cards hence within the reach of most of the users. This charge is billed on a yearly basis and is non-cancelable.
How is the credit limit determined?
The bonus offered based on the credit limit for the Alaska Airlines Visa® credit card depends on various things are as like credit score, credit income, and creditworthiness. A card user’s credit limit depends on his or her creditworthiness, which is determined by Bank of America, the card issuer. With the ordinary credit cards, the bank considers the credit record, income, and other liabilities.
Advantages of the credit card
- Generous bonus miles: Receive 60,000 bonus destinations miles once the following initial spending is made within the first 90 days: $3,000.
- Additional bonus miles: Earn 2,500 bonus miles if you add another card holder in the first ninety days as an authorized user.
- Companion Fare: Check out Alaska’s famous Companion Fare™ for the opportunity to bring a friend on the flight at a derived price.
- Reward Miles: Get 3 Miles for each USD 1 spent on purchases made at the Alaska Airlines and 2 Miles for each USD 1 spent on purchases made at Gas Stations, EV charging stations, Local Transit, Rides, Cable and select streaming services.
- Lounge Membership Discount: Even so, those who use the card will be eligible for a 100 dollars discount that is available on an annual Alaska Lounge+ Membership.
Standout advantage
Indeed, one of the best features of this credit card is the offer of bonus Alaska Airlines Visa® credit card. This certainly aims to help those who are starting on their travel as a ‘welcome’ 60,000 bonus miles after meeting the spending requirement of the credit card. Also, completion of 2,500 bonus miles precious for adding an AU (Authorized User) is another way by which more bumps can be earned.
Disadvantages
- Annual fee: This card comes with an annual fee of $95 which could be a put off for specific users.
- Limited to Alaska Airlines: The rewards and benefits are optimized effectively with Alaska Airlines, it has less effect from other Airlines.
- High spending requirement: The conditions of earning bonus miles that state that the cardholder has to spend $3,000 to earn the bonus miles may be steep for some card members.
- Foreign transaction fee: It contains foreign transaction fees, therefore not suitable for use when in other countries.
A standout disadvantage
Alaska Airlines Visa® credit card has the following weaknesses: One of them is the steep spending that is necessary to earn the bonus miles in the ADC. To get the bonus of 60,000 miles, cardholders must make a purchase with at least $3000 in the first 90 days of the card’s opening.
Who can apply for this card?
There are conditions that Qualified Applicants will have to fulfil to apply for the Alaska Airlines Visa® credit card. Persons of 18 years and above are eligible for this position, and one must have a valid Social Security number. It is usually expected that the credit rating range should be good to excellent, and the applicant using the credit line should demonstrate steady income.
How to apply for the Alaska Airlines Visa® Credit Card
For the website
To apply for the Alaska Airlines Visa® credit card with the bank with through the website, follow the Alaska Airlines credit card offer link. After reading the job description, one will find a button that says “Apply now” once they click it, application will begin. You will be entitle to fill your personal profile such as your name, address, Social Security number and your income facts.
Please read the online application form full details and guidelines to adhere to before applying. The decision, once one has submitted such documents to the software, can be made within a few minutes only. Should your application be authorized, you will get your new card in the mail within 7-10 business days.
Through the app
Another easy way to apply is through the service’s mobile application of Alaska Airlines. Download the application from the App Store or Google Play Store and then you sign into the account. Go through the various credit cards, and click on the application of the Alaska Airlines Visa® credit card. Click on the ‘Apply now’ position and enter the details that are needed.
This means that each time you need to apply the structure, the app will be the one to help you do it. After that, one can follow the status of the application in the application or in the account has been created. If your application is approved your card will be sent to you within 7-10 business days.
At the branch
Alternatively, for those who want a more ‘hand on’ touch, one can fill in for the Alaska Airlines Visa credit cards at a Bank of America branch. Go to the branch and explain your concern on the card to the representative. They will as well be availing an application form that you’ll be required to complete. It is valuable to take your identification documents and documents proving income to the meeting.
The representative thus helps when filling the application and getting it approved. Actually, this method ensures that you are in a position to ask any questions that you have relating to the card and the advantages that you are likely going to derive from it. It takes 7-10 business days for the card to be processed after approval which will be followed by sending of the card.
