The Bank of America® Customized Cash Rewards Credit Card for Students offers a range of benefits tailored for student needs, including cash back rewards, low introductory APR, and free access to FICO® Score.
Advantages of the card Bank of America® Customized Cash Rewards Credit Card for Students
The card offers 3% cash back in a chosen category, 2% cash back at grocery stores and wholesale clubs, and 1% cash back on all other purchases. Additionally, it features a $200 online cash rewards bonus offer, no annual fee, and a 0% introductory APR for the first 15 billing cycles.
Disadvantages of the card Bank of America® Customized Cash Rewards Credit Card for Students
While the card offers enticing rewards, it’s important to note that after the introductory period, the APR can range from 18.24% to 28.24%, depending on creditworthiness. Additionally, there’s a 3% introductory balance transfer fee.
Extra features offered by Bank of America® Customized Cash Rewards Credit Card for Students
Cardholders have access to free FICO® Score updates, Better Money Habits® educational resources, and various digital banking features such as mobile banking, account alerts, and paperless statement options.
Learn how to apply for your credit card Bank of America® Customized Cash Rewards Credit Card for Students
Interested individuals can apply online through the Bank of America website or via the mobile banking app. Additionally, applications can be made in person at a Bank of America financial center.
Discover the main ways to apply for the card Bank of America® Customized Cash Rewards Credit Card for Students
From the site
Applicants can visit the Bank of America website, navigate to the credit cards section, and find the Customized Cash Rewards Credit Card for Students. From there, they can proceed with the online application process.
From the site App
Using the Bank of America mobile banking app, individuals can easily apply for the credit card by selecting the appropriate option within the app and following the prompts to complete the application.
By agency
For those who prefer face-to-face interactions, applications can be submitted in person at any Bank of America financial center.
The Bank of America® Customized Cash Rewards Credit Card for Students presents a compelling option for students looking to build credit while earning rewards. With its flexible cash back categories, low introductory APR, and additional features like free FICO® Score access, it’s a valuable tool for managing finances during college years. However, individuals should be mindful of potential fees and APR changes after the introductory period. Overall, it’s a card worth considering for students seeking financial flexibility and rewards.
