Axis vistara credit card vs sbi vistara credit card –
Axis vistara credit card vs sbi vistara credit card review 2023-2024 Vistara One of the lidding airline. Someone who wants two travel a lot its a good idea to have a travel centric Card, someone who likes travel by Vistara. Now has a few options lets see the travel centric card which is axis vistara credit card and sbi vistara credit card.
Axis Vistara has a three variants cards, that’s is Axis vistara card, Axis vistara signature card and Axis vistara infinite card.
Sbi Visitara credit card has a two variants that is club visitara SBI credit card and club vistara SBI prime credit card.
Axis vistara credit card and SBI vistara credit card has the same features and benefits. So in this article we compare these two cards and second comparison we compare axis vistara signature card and club vistara SBI card prime because the features and benefits are similar.
1) Let’s start with axis vistara card and club Vistara credit card –
Axis vistara credit card vs sbi vistara credit card review 2023-2024 This two cards joining and renewal fee are same that is rupees 1500 plus GST. As a welcome benefit in two cards give you complementary economy class ticket and club vistara Base tier membership your joying and renewal fee are recover because of Complementary tickets.
Other benefits of two cards like lounge access, travel insurance, dining benefits etc. are similar because of these two cards has similar membership so Comparison point are cancel each others. The only way we can compare these two cards is by calculating the reward rate.
we are discussing in next. The difference between these two cards is milestone benefits and club vistara points. Now we discuss in details In case of axis vistara credit card you get two vistara points that is 2 cv points on every rupees 200 spent on this card.
In case of vistara SBI credit card you get 3 cv points on every rupees 200 spent on this card including fuel.
• Milestone benefits –
When it comes to milestone benefits in this two cards on spending Rs.50000 you can earn 1000 bonus CV points only in first year. When you reach milestone benefits on spending RS. 1,25,000 lakhs and RS. 2,50,000 lakhs you get one economy class ticket on both these milestones each of these cards.
Difference in the next milestone spending. In case of axis card you spend Rs.6,00,000 in this card. You get one economy class ticket. In case of SBI credit card on spending RS. 5,00,000 you can get one economy ticket plus hotel gift Voucher worth Rs.5000.
• Reward rate calculation –
Now lets understand the reward calculation with example. In this two cards you can spent Rs.6 lakhs, In case of axis Credit card according to its reward rate the total maximum cv points you can get is 7000. 6000 points spending rupees 6 lakhs in this card and the 1000 points you can get on spending rupees 50,000 and You also get three economy class tickets in total.
So you can choose the Sbi credit card Forreward points. In case of SBI credit card according to reward rate. Theoretically the maximum total CV points you can get on spending rupees 6 lakh on this card would be 1o, 000 points that is 9000 cv points on spending rupees 6 lakhs and 1000 Cv bonus points on spending rupees 50,000.
You can also get three economy class tickets in total and plus hotel gift voucher of spending rupees 5000. For simplicity saying if we kept economy class tickets price Rs.4000 From Delhi to Mumbai from axis card you get a benefit Rs.12,000 for three tickets. But on SBI credit card you get benefit of Rs17000 that is RS 12.000 From three economy class tickets and RS. 5000 From the hotel gift voucher.
Now let’s assume that you redeem your cv points from economy class ticket from Delhi to Mumbai. Per vistara CV points redemption you would have to use Rs.5000 points to the ticket. Before We mention if are assume flight ticket Rs.4000 from Delhi to Mumbai and the value of 10,000 points will be rupees 8000.
In case of axis credit card value of 7000 points will be rupees 5600. Now lets add these amount in the previous amount. In case of SBI credit card total benefit amount you can get 17,000 plus rupees 8000 that’s total rupees 25000. In case of Axis credit card the total benefit amount you can get is 12,000 plus RS. 5600 that is equal to rupees 17600.
So club vistara SBI credit card reward rate is 4.16% and axis vistara credit card reward rate is 2.93%. clearly club vistara SBI card reward rate better than Axis Vistara credit card.
2) Axis vistara signature credit and Club vistara SBI prime card. –
Axis vistara credit card vs sbi vistara credit card review 2023-2024 This two cards joying fee is Rs. 8000 plus GST. As a welcome benefit in these two cards you can get complementary premium economy class ticket and club vistara silver tier membership.
Your joying and renewal fee was recovered by complementary ticket. In this two cards the reward rate has same that is 4CV points on every Rs.200 spent. In these two cards membership and lifestyle benefits are same so we compare on milestone benefits and reward rates.
• Milestone benefits –
In these two card you can get good bonus CV points on spending Rs. 75,000 in the first year. On each milestone spending RS.1.5 lakh, RS. 3 lakh and RS 4.5 lakh you get one premium economy class ticket on each of these cards.
The difference between two card are again previous comparison Comes in the next milestone, benefits. In case of axis credit card milestone spending on 9 lakhs, you can get one premium economy class ticket. But in case of SBI card milestone benefits on spending Rs8 lakhs, you can get premium economy ticket plus Rs 10,000 hotel gift voucher.
• Reward rate calculation –
To calculate reward rate let’s assume each card spending of Rs.9 lakhs. The theoretically maximum points you can earn in both the cards 21000 cv points that is 18000 cv points.
You can earn by Rs.9 lakh spend and you can get 3000 bonus Cv points. In both these cards you can get four premium economy class tickets except SBI credit card. In SBI card also get a hotel gift voucher of Rs.10000 .
Now let’s assume a premium economy ticket price Delhi to Mumbai is rupees 7000. So axis card you get a Rs.28000 from the 4 premium economy tickets but in case SBI card you get a benefit of 38,000 rupees. In 10.000 points you get a ticket rs.8000 then, 21000 cv points values is 16,800 rupees.
So in SBI card total benefit is Rs.54,800, And in case of axis card the total benefit is Rs.44,800. The reward rate of club vistara SB1 card prime is around 6% and Axis vistara signature card is around 5%. So clearly SBI card reward rate is better.
