The Citi Double Cash® Card offers a generous cash back rewards program with no category restrictions and a competitive introductory APR on balance transfers. Learn about its advantages, disadvantages, and how to apply.

Advantages of the card Citi Double Cash® Card

With the Citi Double Cash® Card, cardholders can earn unlimited cash back on every purchase. You’ll earn 1% cash back when you make a purchase and an additional 1% cash back as you pay for those purchases, whether you pay in full or over time. There are no category restrictions or enrollment needed, and there’s no limit on the amount of cash back you can earn. Additionally, for a limited time, you can earn 5% total cash back on hotel and car rentals booked through the Citi Travel℠ portal until 12/31/24.

Disadvantages of the card Citi Double Cash® Card

While the Citi Double Cash® Card offers competitive cash back rewards, some users may find the variable APR relatively high after the introductory period, depending on their creditworthiness. Additionally, balance transfers do not earn cash back, and there is a balance transfer fee to consider.

Extra features offered by Citi Double Cash® Card

Cardholders can benefit from 24/7 customer service, contactless payment options, and digital wallets for added convenience and security. There are also no foreign transaction fees, making it an excellent choice for international travelers.

Learn how to apply for your credit card Citi Double Cash® Card

To apply for the Citi Double Cash® Card, individuals can visit the Citi website or contact customer service by phone. Ensure all required information is provided accurately and meet the eligibility criteria.

Discover the main ways to apply for the card Citi Double Cash® Card

Applicants can apply for the card online through the Citi website or by calling the provided phone number. Ensure all necessary documents and information are prepared for a smooth application process.

Prerequisites for request

From the site

Visit the Citi website and provide accurate personal and financial information during the online application process.

From the site App

Download the Citi Mobile® App and follow the application instructions provided within the app. Have necessary details ready for a seamless application process.

By agency

When applying by phone, ensure you have all required documents and identification ready for verification purposes.

The Citi Double Cash® Card offers a straightforward cash back rewards program with unlimited earning potential and additional perks such as contactless payments and digital wallets. While it may have drawbacks such as the variable APR and balance transfer fees, its simplicity and flexibility make it a valuable addition to any wallet. Consider applying if you want to maximize your cash back rewards on every purchase without the hassle of category restrictions.