The Discover it® Student Cash Back Credit Card offers rewards and benefits tailored for students, providing opportunities to earn cash back on everyday purchases and build credit history responsibly.
Advantages of the card Discover it® Student Cash Back
The card offers a generous 5% cash back on rotating categories such as grocery stores, restaurants, and gas stations, up to the quarterly maximum, when activated. Plus, students receive 1% cash back on all other purchases. The Cashback Match program matches all the cash back earned at the end of the first year, effectively doubling rewards. Additionally, rewards can be redeemed for cash, Amazon.com purchases, or through PayPal.
Disadvantages of the card Discover it® Student Cash Back
As with any credit card, late payments or delinquencies can negatively impact credit scores. While the card offers rewards, it’s essential for students to manage spending responsibly to avoid accruing debt.
Extra features offered by Discover it® Student Cash Back
The card provides 99% nationwide acceptance and offers benefits such as 0% Intro APR for six months on purchases, followed by a standard variable purchase APR. Discover’s mobile app allows for easy management of the card, including setting alerts, viewing credit scores, and freezing the card if lost or stolen. The Online Privacy Protection feature helps remove personal information from select websites, enhancing security.
Learn how to apply for your credit card Discover it® Student Cash Back
Students can apply for the Discover it® Student Cash Back Credit Card online by visiting the Discover website.
Discover the main ways to apply for the card Discover it® Student Cash Back
The card can be applied for through the Discover website or by downloading the Discover app on a smartphone or tablet. Additionally, students can apply for the card through an authorized agency.
Prerequisites for request
To apply for the card, students must meet Discover’s underwriting criteria. While a credit score is not required, other information provided on the application, credit report, and additional factors are considered during the evaluation process.
From the site
To apply online, visit the Discover website and follow the instructions provided for the student credit card application.
From the site App
Students can download the Discover app from the App Store or Google Play Store and apply for the card directly through the app.
By agency
Students can also apply for the Discover it® Student Cash Back Credit Card through authorized agencies.
The Discover it® Student Cash Back Credit Card offers a range of benefits tailored for students, including cash back rewards, no annual fee, and tools for responsible credit management. With features like Cashback Match, Online Privacy Protection, and nationwide acceptance, it’s a valuable tool for students looking to build credit and earn rewards.
